Comings and Goings – Playa Coronado, Panama

Well the Ocean seems to have been a bit more active lately but Denise and I did get out the other day with our foam floaty tubes and floated in the salt water for a good hour. I don’t have pictures since my camera is not water proof. We saw some ‘flying fish’ near by. It was neat. Floating out there on calm waters is really relaxing that is unless something bumps your feet.

Last week I finally was able to check off one of the items on my list of things to do but it was just a start. I went SUP (Stand Up Paddle) boarding. There is a group that meets weekly now and the leader has boards he rents for the 2 hour block. The water was a good bit more choppy than I was comfortable with so much so that there were people surfing just about 100 yards away. I spent most of the time on my knees paddling but did manage to get up on my feet 2x for very short times. I do admit, the choppiness made me fearful since I am not a strong swimmer at all. I plan to go back but i needed to take a break as I was very sore. It is a great workout. My thighs, abs, shoulders, and back were barking at me for days. The pictures aren’t great but Denise could only get so close. Oh and we saw ‘Camp David’. I wondered where they put it. It is a very high end place right the beach. See the pics.

Success - on his feet!
Success – on his feet!
Is that a wave coming????
Is that a wave coming????
Ah, maybe Ron is standing on the other side of the board?
Ah, maybe Ron is standing on the other side of the board?
Pretty choppy for a newbie.
Pretty choppy for a newbie.
It was fun riding the waves rom my knees.
It was fun riding the waves from my knees.
So this is where the politicians go. Pretty digs.
So this is where the politicians go. Pretty digs.

Just about every day we see the local fisherman go up and down the coast casting their nets. It is very interesting to watch and we really like going to the local fish market to get fresh giant prawns, red snapper, and corvina. Oh and it is real inexpensive getting it right from the fisherman.

Tonight we are watching the Seahawks game. We are set up to watch most any game we want via the internet but tonight it is also on regular cable.

There was a couple earthquakes about a week ago that some say they felt. They were in the area of the Panama/Columbia border a good distance from here. They were about 6.1 on the scale. Talking about scales…Denise and I had not been on a scale for a few months We had been eating more carbs than before and drinking (ok I was doing the drinking) a lot more than before. We were kind of wondering and maybe worried about where we might be. A neighbor of ours allowed us to borrow an extra one they had. It was non-digital and each of us had to get down on the floor for the other to read the numbers. It was pretty funny, until we saw the numbers. It appeared we both put on 10-15lbs since we left Seattle – OUCH! I cut out the alcohol and we were more careful with what we were eating. Well about a week later, on our anniversary, we went to spend a few days in Panama City. The 4 star hotel had a digital scale in the room. We were afraid to go near it but Denise finally tried it out and found that it said she actually lost a few pounds compared to where she was when we arrived here. I tried and had the same results. Now we were confused. We had hoped our daily beach walks, pool time, and floating in the ocean time was keeping things in check even with our additional food and alcohol bad habits. When we got back to our condo Denise bought a new digital scale. We needed a third opinion to validate which scale was right. We were relived to find our numbers were very positive. I had never previously spent time at the beach and not lost weight so now it makes sense. Now I can attend daily happy hours with much less guilt especially those that include pizza!

Rum from Cuba. Maybe you can get this in the states soon.
Rum from Cuba. Maybe you can get this in the states soon.

Last week we bought a large Papaya from the roadside farmer. We never had one yet. You cut it and clean it somewhat like a cantaloupe. OMG was it delicious and they are very inexpensive especially directly from the farmer. Some use them in morning fruit shakes.

Another new item for us are Liche Nuts. These are very funny looking fruits/nuts. They look like a red walnut with hair. They grow in bunches from trees. The way you eat them is by squeezing one end and they split open and expose the fruit and nut. Squeeze and grab with your teeth. Very refreshing.

Hairy Nuts - Weird to look at and touch but it has a very nice taste.
Hairy Nuts – OK, quit snickering, this is a family blog. Weird to look at and touch but it has a very nice taste.

007 – Bond, James Bond. There is someone here on the beach that has a 4 wheeler/boat. When they drive into the water the wheels fold up and they then function like speed boat. They can then steer toward the beach, put the wheels down and drive onto the sand. Who said Panama is 3rd world? One thing that is a bit aggravating on the weekends is the few folks who do have 4 wheelers and dirt bikes and race them up and down the beach. They are very loud and seem to be accidents waiting to happen. At least it is almost always just on the weekends, weekdays we pretty much have the beach to ourselves.

This 4-wheeler runs on Ethanol and can reach two horse power.
This 4-wheeler runs on Ethanol and can reach two horse power.

Oh and finally a reminder, On Aug 27th about 12:30AM, in the night sky, you are able to see the Moon and Mars very close together. This will not happen again until the year 2287and no one alive today has ever seen it. Look it up and yes there is an App for that.

IMG_1883
Coronado in da Moonlight – not to be confused with Escanaba (movie reference). Watch for Mars coming soon.
If ya miss Mars hopefully you at least can enjoy something like this every  morning.
If ya miss Mars hopefully you at least can enjoy something like this every morning.

Well enough for now. As always pass any questions back. All opinions are my own.

RB

Don’t be a Dead Ringer – Saw it on Facebook so it must be true.

Remember back before you were born?

They used to use urine to tan animal skins, so families used to all pee in a pot & then once a day it was taken & Sold to the tannery…….if you had to do this to survive you were “Piss Poor”

But worse than that were the really poor folk who couldn’t even afford to buy a pot……they “didn’t have a pot to piss in” & were the lowest of the low

The next time you are washing your hands and complain because the water temperature isn’t just how you like it, think about how things used to be. Here are some facts about the 1500s:

Most people got married in June because they took their yearly bath in May, and they still smelled pretty good by June.. However, since they were starting to smell . …… . Brides carried a bouquet of flowers to hide the body odor. Hence the custom today of carrying a bouquet when getting Married.

Baths consisted of a big tub filled with hot water. The man of the house had the privilege of the nice clean water, then all the other sons and men, then the women and finally the children. Last of all the babies. By then the water was so dirty you could actually lose someone in it.. Hence the saying, “Don’t throw the baby out with the Bath water!”

Houses had thatched roofs-thick straw-piled high, with no wood underneath. It was the only place for animals to get warm, so all the cats and other small animals (mice, bugs) lived in the roof. When it rained it became slippery and sometimes the animals would slip and fall off the roof… Hence the saying “It’s raining cats and dogs.”

There was nothing to stop things from falling into the house. This posed a real problem in the bedroom where bugs and other droppings could mess up your nice clean bed. Hence, a bed with big posts and a sheet hung over the top afforded some protection. That’s how canopy beds came into existence.

The floor was dirt. Only the wealthy had something other than dirt. Hence the saying, “Dirt poor.” The wealthy had slate floors that would get slippery in the winter when wet, so they spread thresh (straw) on floor to help keep their footing. As the winter wore on, they added more thresh until, when you opened the door, it would all start slipping outside. A piece of wood was placed in the entrance-way. Hence: a thresh hold.

In those old days, they cooked in the kitchen with a big kettle that always hung over the fire.. Every day they lit the fire and added things to the pot. They ate mostly vegetables and did not get much meat. They would eat the stew for dinner, leaving leftovers in the pot to get cold overnight and then start over the next day. Sometimes stew had food in it that had been there for quite a while. Hence the rhyme: Peas porridge hot, peas porridge cold, peas porridge in the pot nine days old. Sometimes they could obtain pork, which made them feel quite special. When visitors came over, they would hang up their bacon to show off. It was a sign of wealth that a man could, “bring home the bacon.” They would cut off a little to share with guests and would all sit around and chew the fat.

Those with money had plates made of pewter. Food with high acid content caused some of the lead to leach onto the food, causing lead poisoning death. This happened most often with tomatoes, so for the next 400 years or so, tomatoes were considered poisonous.

Bread was divided according to status. Workers got the burnt bottom of the loaf, the family got the middle, and guests got the top, or the upper crust.

Lead cups were used to drink ale or whisky. The combination would Sometimes knock the imbibers out for a couple of days. Someone walking along the road would take them for dead and prepare them for burial.. They were laid out on the kitchen table for a couple of days and the family would gather around and eat and drink and wait and see if they would wake up. Hence the custom of holding a wake.

England is old and small and the local folks started running out of places to bury people. So they would dig up coffins and would take the bones to a bone-house, and reuse the grave. When reopening these coffins, 1 out of 25 coffins were found to have scratch marks on the inside and they realized they had been burying people alive… So they would tie a string on the wrist of the corpse, lead it through the coffin and up through the ground and tie it to a bell. Someone would have to sit out in the graveyard all night (the graveyard shift.) to listen for the bell; thus, someone could be, saved by the bell or was considered a dead ringer.

We enjoyed this, hope you did to.

RB

Panama: Dangerous, Drugs, Third World, Slums….Home.

This was writine on 8/14/2015 before we left Panama. I never published it. I have reviewed it and updated it and wanted to put it out there for what ever it is worth.

We probably could fund our living expenses here in Panama if we had a dollar for every time someone has said/thought ‘how can you possibly travel to or even live in Panama’. We know this is from a lack of knowledge people have about Panama and also the bigoted perception that people have in the States about how everything in the USA being better or safer or cleaner or newer……

So what is it really like in Panama, why Panama? First of all we didn’t just get an itch one day and board a plane out of the country. We researched for over a year about different places we would like to go for some adventure and a warm sunny beach. Panama does have its pluses and minuses and these will be different for every individual as we all have different likes and dislikes, tolerances, and prejudices.

Isn’t Panama dangerous? First of all let me say Panama has various regions even for a place the size of S. Carolina. Our research has told us that there are places you probably want to avoid. Sound familiar?One of the areas seem to be Colon. Colon is the city on the Caribean side of the Canal. It was once a pretty nice place but over the years it had begun be neglected, folks moved out, and low life have moved in. Can you say Detroit, Chicago, for that matter areas of most any city in the USA? The government is starting a revitalization program to help bring Colon back to the once grand colonial city it was in the past. OK so we weren’t looking to go to Colon or Detroit, or Chicago…. The east end of country of Panama borders with the country of Columbia (Dorian Gap). This area is mostly jungles, forests, mountainous and pretty remote unless you really really wanted to get there. Our research tells us this is another area that we ‘expats’ if not regular Panamanians also might want to avoid. Yes there are groups operating in those areas that are probably growing/manufacturing drugs, smuggling, resisting the government (mostly of Columbia). So I guess that is off our list also. Other than that, the extent of being ‘dangerous’ may be attributed to the traffic. Aggressive driving is an understatement. We have also heard of some break-ins/robberies. Crime of opportunity. Guess what, don’t leave things visible in your car, don’t flaunt your cash and jewelry, be aware of your surroundings, have a dog if you feel uncomfortable or maybe a security camera. Hmm…I bet this is the same advise any cop in the USA would give anyone anywhere. Heck even in our peaceful neighborhood back in the Seattle area, with 24 hour patrolling security, had some guy get released from jail and come and brutally murder his grandparents – dangerous, drugs? Who knows but we still felt quite safe.

Drugs in Panama? Sure there are. They are everywhere. Heck Pot is now legal in places in the USA. I am sure if we wanted drugs we could find them. We have not seen or experienced any drugs since we have been here. On the coast of Florida is a Tiki Bar called the Square Grouper. Square Groupers are what the Navy and DEA call the floating bales of drugs they find floating in US waters off the coast of Florida. We have not seen or heard of any drug lords battling out for territory with the government or mass murdering innocent people. Come on this is Panama, not Mexico, Texas, or Arizona!

30th Aniversario Adventure

Anytime someone makes it through another year with me they should get a medal. When I was a kid I thought folks that were married (to the same person) for even 20-25 years – well that was a long time. I never imagined, at that time, that I would surpass that milestone. I tried to get out of all the anniversary hoopla by saying that we know live on the beach, in the tropics so lets just go floating at high tide. Well needless to say ‘we’ decided to celebrate a little more special. After 2+ months in Panama we have not spent time in the capital city so we decided to go in town for 2 days and see/do a few things.

While in Panama we have chosen to live without a car. The driving is quite hazardous to your health, so we take the bus or taxi’s everywhere. Using public transport the city is about 1:45-2 hours away. First we take a small bus/van from our neighborhood up to the highway (Pan-American Hwy). At the Hwy you can get on another small bus generally called a Coaster or wait for the big bus. Going towards town to the central terminal at Albrook we chose to take the big bus. These are big modern buses that are usually on their way from one of the other major cities in the country heading to Panama City (Albrook Central Terminal). Both the Coaster and big buses usually have air-conditioning. The big buses are mostly quite comfy and some even have ‘el bano’ on board. They all have LOUD music. The big buses most always have a fairly large TV screen with either a movie or some kind of music video. I repeat, it is played loudly. Below is a picture of the front of our large KIA bus on this trip.

Some of these bus videos push the old PG13 limits.
Some of these bus videos push the old PG limits.

We made a few stops on the way to the city to pick up some other passengers. Sometimes at these stops someone will get on the bus and try to shake down the passengers to get them to buy or donate to something. ‘No comprende’ comes in handy sometime. This trip we had a girl come on board and ask if anyone wanted to buy some Churros. She was on and off in a matter of a minute or so as the stops are extremely short.

We have taken the bus to Albrook before but have not gone into the city. When we arrived at Albrook we were told to take the Metro or a taxi to the city. The taxi should have been $5 since we only needed to go a few miles but if they see you are a Gringo it goes higher and you either have to bargain them down or walk away. They said $10 we said $5. Another said $12 we said good-bye. It was a busy time of the day so they could easily wait for the next Gringo to make their money. Next we looked for the Metro. We saw big city buses that said Metro-Bus but we couldn’t tell which bus from which zone, etc..to take. It was hot and we were getting tired. We tried asking some people and they would point back into the terminal while rattling off some Spanish. We went to a ticket window and they pointed to an area where we would catch the buses back to where we just came so we knew that was wrong. Patience, patience, patience…we finally found what looked to be an information center with a girl who spoke ‘muy poco’ English but enough to make sense of things. She looked up our destination on her smart phone and then also pointed, like the others, towards the return buses, except she also said Metro-Train. We questioned, Train? She again pointed and said ‘Si, Train, Metro’. Ah ha!! To the side of this bus area was an escalator that led to a bridge we needed to cross to get to the Metro-Train-Subway. Whatever you want to call it. It is all three, as it is Panama’s 1st subway called ‘The Metro’ not to be confused with the Metro-Bus, which we did. The girl even told us which stop, #4 Inglesia de Carmen. From there it was easy-breezy-lemon-squeezy.

We made it on/off the subway and knew our hotel was within walking distance of the station – The BlueBay City, a 4 star hotel. No I did’t spring for the Trump Towers even if he might be our next president. Our Metro stop was called Inglesia de Carmen probably because there was a beautiful church called Our Lady of Mt Carmel at the major intersection – pictures below. There are many old and beautiful churches with stations, stops, major roads, etc…named after them. More on the churches to come. I finally mapped the hotel on google and walked to it from there. It was a nice place with an Asian theme including the Shushi restaurant/bar on the main floor. The folks there were real helpful and some spoke pretty good English. One thing we found ‘unique’ was that the bathroom had a giant shower the full width of the bathroom and was separated from the rest of the room by a glass wall and no door. It was a good 1/3 of the whole room. A whole family could have fit in that shower. I did hear the Asians are family oriented and multigenerational but I think that was stretching the whole Feng Shui thing a bit much.

Our Lady of Mt Carmel
Our Lady of Mt Carmel
Alter area of Our Lady of Mt Carmel
Alter area of Our Lady of Mt Carmel
Back window  of Our Lady of Mt. Carmel.
Back window of Our Lady of Mt. Carmel.

On our first evening we had hired a driver to take us to one of the malls where they have a ‘Cinepolis VIP’ theater. A few words on Panama City. It is a very large, very sophisticated, and very modern city. It has more buildings over 21 floors than NYC. This mall would rival anything found in the USA except it was newer and maybe cleaner. Everything glittered and shined. We wish we would have gone earlier in the day as there was a Tony Roma’s and a nice good old fashioned plate of ribs sounded great. When we walked up to the ticket desks for the theater we said we wanted the VIP showing. They pointed behind us and smiled. We turned and saw special elevators marked as VIP to take us to another floor. Once at the right place we bought our tickets for the recently released Mission Impossible movie. Seats are assigned. We entered our specific theater and there were rows of very large ‘lazy boy’ type seats that go almost all the way back. Very very cushy. There was a little switch where, once flipped, a waiter comes to you and takes your food/drink order from the menus by your chair. They take your order on their iPad as well as run your payment. They then bring your food as the movie is proceeding. For us, who do not go to movies often, this was pretty fun.

Nice to be a VIP!
Nice to be a VIP!

The next morning, after our complementry breakfast – Denise choose the Mexican plate – we went for a walk around the area.

Sunny side up with salsa and a side of chips and refried beans, a fruit plate, croissants, Juice and coffee.
Sunny side up with salsa and a side of chips and refried beans, a fruit plate, croissants, Juice and coffee.

We were in the business district. There was a lot of old plaza shops, a grocery, casinos, banks, more hotels and oh, more churchs. At 3PM we had a hired car take us to Old Town – Casco Antiguo. This is in the area where the presidential palace is except the president doesn’t live there, the red-tape of the government takes place there. The area in this district had gotten very very bad, gangs, poor, etc….There has been an ongoing effort to revitalize the area. We saw may buildings that had been stripped out and were being refurbished. The architecture is quite beautiful, very French. It has a very New Orleans look and feel to it. There were many tourist shops selling much the same items from shop to shop just like any other tourist area you might have been to. The area seamed quite peaceful and beautiful. It is all located on the waterfront across the bay from the now current modern city. Some pics are below. An item of note is the church of San Jose that has a historic all gold alter – yes solid gold. It is said that during the pilfering of Panama during the pirate days of Captain Morgan that a priest had the alter covered in tar to disguise the gold from the pirates – or something like that – what am I Wikipedia?

A look across the bay from Casca Antiqua.
A look across the bay to the city from Casco Antiguo.
Architecture of Casco Antiquo
New Orleans type of architecture of Casco Antiguo
Panama City Scape from old town
Panama City Scape from old town.
Casco Viejo monument
Monument with old city wall behind it on a point of the bay.
Arts, crafts, trinkets in an outdoor walkway along the water.
Arts, crafts, trinkets in an outdoor walk way along the water.
Ron, Shopping????
Ron, Shopping????
12th Man in Panama!
12th Man in Panama!
Solid Golden alter at St. Jose
Solid Golden alter at St. Jose. Yes the whole thing.
A side alter at a church
A side alter at a church
A side alter a a church
A side alter at a church
Another beautiful alter in another beautiful church
Another beautiful alter in another beautiful church

We also found a very comfortable outdoor bar that had swinging chairs. We spent a bit of time there before heading to dinner at a small Italian restaurant for the special of the night, spaghetti, and we added a pitcher of wonderful Sangria.

Our Selfie at a nice bar
Our Selfie at a nice bar

No I am not a swinger.

Cool hanging chairs around the bar.
Cool hanging chairs around the bar.
Not sure if this was a restaurant or some where that sold silverware. Saw it as we were leaving the city.
Not sure if this was a restaurant or some where that sold silverware. Saw it as we were leaving the city.

Next morning we headed back to Albrook. Albrook was an old US military base from what I understand. There you will find the central Subway station, the central bus station AND a giant mall The Albrook mall is giant and we are told it is larger than the Mall of the Americas in MN. They have large animals at the main entrances so you know where you came in/out so you don’t get lost. Obviously we were at the dinosaur entrance.

Dino and Ron
Dino and Ron

A unique thing I saw at the mall, and am kicking myself for not getting a picture, is the bathroom. Let me explain, in the mall if you want to use the bathroom you better have .25. There are people whose livelihood is to stand there and make sure you put a quarter in the turnstile to get into the bathrooms. I suppose they also are responsible for keeping it somewhat clean. So skipping forward, I am in the bathroom mending my mascara and I go to wash my hands. There were about 6 sinks across a counter – pretty typical right? BUT each faucet had a 6 inch LCD screen as part of the faucet mount. These screens played advertisements. Bizarre I thought, until I found that a survey taken by RONMADETHISSURVEYUP.COM showed that those that wash their hands after going to the bathroom spend more money then those that don’t. Ah, now that makes sense. Talk about targeted advertising.

We finally got a Coaster bus ride back to Playa Coronado – 1.5 hours from the station. After quickly getting a few groceries we made it back to the condo and within 30 minutes we were on the rooftop and in the pool. It was nice to get away for a few days but very nice to get back home. We finished our 2 day celebration with dinner at the local watering hole called Picasso’s with a few friends. Denise says it was fitting that we spent our 25th anniversary in Maui and our 30th in Panama City. Not sure how we top that for #35 and 40???? All in all we both had a great anniversary.

As always, with these postings, your comments are welcome. All thoughts are my own except for those attained through hearsay or gossip. Do not feel a need to correct me on any factual items because where I did not know for sure I may have just as well made something up. If there is something you want to know about our experiences or Panama just ask and I will do my best.

RB

Boredom at the Beach

Well it happened. Today was a boring day. Of course there is a good reason though. Today is the first day since we have been in Panama where it has stormed most of the day. We were shopping and looked out the window about noon time and it was coming down in buckets. It stopped for a short while so we could finish our stops and soon after getting in a taxi it came down again and then again. So we are hold up in the condo watching the storm as well as Netflix. Good thing the Internet is still up – fingers crossed.

Ominous start of the day on our morning walk.
Ominous start of the day on our morning walk. Clouds were pretty dark.

You may have been wondering – or maybe you haven’t – what have we been doing lately. Well it took a while to get settled in the new condo. We needed to take numerous trips to the stores for some items that were not ‘furnished’. We have been pretty busy. We are normally up in the morning to see the sunrise from our place. There are great views with both the mountains/land and ocean.

Part of the view from our new Condo.
Part of the view from our new Condo. The beach is very long and smooth with some very black sand.
Morning sunrise from our balcony.
Morning sunrise from our balcony.

We normally take a brisk hour walk on the beach each day then come in for coffee and breakfast. Sometimes after that we will head to the pool. We enjoy the roof top pool and usually have it to our selves prior to lunch. After lunch, depending on the tides, we sometimes go back to the beach and take a casual walk ‘beach combing’ for shells, sea glass, colored tile that has washed up, sand dollars, etc… I did have a slight accident the other day and broke my toe. For such a little thing it hurt like hell. I slammed it into a rock on the beach.

The rooftop pool.
The rooftop pool.
Anybody kiss my boo-boo?
Anybody kiss my boo-boo? It is the middle and now crooked one.

We at times hit the stores for groceries and some household items. Denise just picked up an air popcorn popper. She has been having withdrawals in the evenings. Other than a small local 7-eleven type of shop the stores are 2 miles away at the Pan-American Highway. Since we don’t have a car we either get a small local van (.35 each), a taxi ($3), or often someone stops and asks if we want a ride up to the shopping area. These shopping trips have been a real source of frustration for us as we struggle to find things, can’t read the labels, have had to carry a lot as we were getting our initial ‘stock’ of things we needed. But today we seemed to quickly and easily get on the bus (van), get to the store, get our stuff at a couple places, have lunch,  and grab a taxi back and we were done in just a couple hours vs an all day event. WooHoo, we are starting to get the hang of this, I hope. No we didn’t find everything we wanted but it did seem way less stressful.

Today's lunch - I had fried chicken with rice and beans. Denise had a slice of pork (kind of like a real big and thick piece of bacon) and salad. We each had a coke and it only came to $6.36.
Today’s lunch – I had fried chicken with rice and beans. Denise had a slice of pork (kind of like a real big and thick piece of bacon) and salad. We each had a coke and it only came to $6.36.

Other things that occupy our time are church on Sunday. A short walk away is a Catholic church that has a bilingual service at 11:30. There is a small group in attendance but they say in the busy season it quadruples. Many Wednesday evenings we walk to a nearby bar/restaurant called Picasos. Wednesday is basically a happy hour for expats but all are welcome. Sometimes we find ourselves back their Friday evening for 2 for 1 pizza and even some Saturday nights for live music.

This last week we started ‘noodling’ in the ocean. We go out at high tide with our noodles and 2-3 other couples and float and bob for 1.5 hours. It is really relaxing as well as good exercise. We get pretty far out at times but no one has yet floated over to Asia.

We attended a birthday party at a Tiki Bar on the beach at the next community over. This was lots of fun and again allowed us to meet more folks. We were in the local hardware store and I saw some guy wearing a Seahawks hat. Long story short, we now have new friends that have just moved down from Seattle as caretakers for a property with some villas that are rented out. We had them over to our place the other day and had a nice party on the roof with other friends.

Denise does the Cuban Shuffle!
Denise does the Cuban Shuffle!
Ron does the...well we are still trying to decide what Ron does!
Ron does the…well we are still trying to decide what Ron does!

Our fall back activity which happens 4-5 times a week is meeting with others from our building ‘up on the roof’ in the evening for a BYOB happy hour. We have had a few pot lucks where up to 30 some people have appeared. I like it the best though when there are just 4-6 of us sitting into the evening under the stars with a wonderful breeze.

Well that is what has been keeping us busy for now. We are planning a few excursions later this week and next and I am still trying to find a source to borrow/rent a stand-up paddle board so I can try it out before investing. So don’t feel sorry for today’s boredom as I assure you the sun will shine and we will soon see you again ‘up on the roof’!

As always feel free to reply with comments. You can also follow me on Twitter @rbillock

Time slows way down on a warm sunny beach! – RB

How much do I need to save so I can retire?

I have been asked a couple of times now, ‘what does it take to ‘retire’? Well I am not a retirement guru but I do have a few thoughts about this topic now that I am living through it. BTW – I prefer the term of being ‘on recess’ vs retired.

Most folks seem to be looking for some magical minimum $ number they need to have to step away from work life. Hello, there is none! Retiring is largely not about money. I suggest that before you get any ‘older’ you should be asking yourself some questions. What do you want from life? What do you want from retirement? What, Where, How, with whom…. These are big picture questions that you can then drill down to more specifics. If you don’t know what you want or where you are going, before you know it you end up at the wrong place and at the wrong time.

I now believe that anyone/everyone can ‘retire’. Yes that is an overly general statement but if you really want to you CAN retire on just Social Security (SS), maybe not just where and how you want. I know of people who retired and are living on SS with a decent standard of living and as good or even better healthcare than they had before. These folks may not be living in Miami but are living in places like Mexico, Costa Rica, Ecuador, etc… Wonderful places but maybe not just what you may have had in mind. Maybe you need to broaden your view of life?

Being in a position to retire really comes down to deciding what you realistically want and working towards it. There are many options for living well and affordably all over the USA as well as many other places in the world. How much money you need to retire comes into play only after you decide what you want and then you put in a plan to reach those desires. Yes you need to be realistic but it doesn’t hurt to push your dreams. Do you know what it cost to fund that lifestyle you decided on? Are you willing to do what you need to do or go where you need to go to attain and afford your desired lifestyle? Sure $5M in IRAs/Pension will set you up in a nice condo in Miami but this is not realistic for many and also may not be what you want. If the beach is what you want, a condo on the beach in Mexico can be had for much less. Some folks want to golf 365 days/yr. Yes that will take a much larger nest egg and generally a lot more work to attain. Some want a small cabin in Arkansas or Pennsylvania or villa in Ecuador. These can be had for a much smaller pot of gold. What is important to you? You need to know what retirement means to you and adjust your plans accordingly.

How soon do you want to retire? I will tell anyone that they should save all and any they can. Save until it hurts and then save more. The sooner you can finance your dreams and desires the sooner you will reach your goal but first you need to know what those dream and desires are. Also remember, more $$ isn’t always better if in the process of getting more money you trade your health, family, etc…you lost, not gained

Maybe if I walk through my own personal thought process you can see better what I mean. Over the years I have found that I really love a warm sunny beach. We had our best vacation times at beaches. I have always wanted to live at/on a very warm sunny beach. Walking on the beach has always refreshed my spirit, renewed my drive, strengthened my faith, and made me feel healthier and happier. So living at or near a warm sunny beach was high on the list.

We had many friends migrating to Arizona, Palm Desert, Eastern Washington but none of those places fit the three keys of Beach (a real one-not a lake or pond), tons of sun, and never cold. Those other places were just not on our radar. We both also want to do some traveling.

Another thing I looked at over the years was work-life. Though I have had a number of great experiences, leadership/management in the Information Technology world, like some other fields, beats the hell out of ya. Lots of hours and some tremendous stress, believe me it takes its toll. As time went on this influenced one of my other goals. I wanted to stop working as early as possible as long as I was able to meet my other objectives. I wanted to still have time to enjoy life while still having my health and sanity to enjoy it. I know way to many people who worked, worked, worked only to die a year or three after retiring or retiring because they now needed hip and knee replacements or the stress possibly impacted an even more severe illness. I myself never understood those that said they ‘love’ their work and want to do it as long as they can. I am not saying they are not genuine but I myself never knew or felt that. In general, I wasn’t having fun working and I wanted to have time to have years of adventures while still able to enjoy them.

Summary of dreams/desires:

Live on/near a sunny and warm beach.

Reach the point of not having to work as early as possible.

Travel and have some fun

Do all this while still healthy and sane.

So where did that bring me? Through a lot of planning, sacrifice, and time we believed we were on track to meet these goals by the retirement age of 60-62-ish. This was our magic age. Most of our finances were locked up in IRA’s, Social Security, and even later some pension that we couldn’t begin tapping until then. Well at age 56 I found myself in a transition from one job and looking to find another. I had some great prospects and possibly the easiest thing would have been to continue with the ‘devil that I knew’ – a job. As we looked at the doors that just closed and those possibly opening we considered our goals and desires that we had been discussing and said we can and will do what we need to do to make retirement happen now vs 4-5 years later. What allowed us to make a change sooner was a number of years of extra savings over and above the regular ’stuff’. We built up a cash savings of first emergency funds and then grew that to a larger safety net. I know some cannot do that and you may need to rely on just a normal retirement age and your 401K/IRA/SS but that is OK. Just maximize your contributions all you can. Have a plan and work it.

With the buffer of our extra savings we were able to leave the job market sooner than planned. These were our goals/dreams. You need to know your goals/dreams. So far our ‘recess’ has brought us to living on a tropical beach where it is sunny and hot 365 days/yr. It truly is an adventure, some exciting and some frustrating. Long term we plan on living in Southern Florida but we also have more travels on our horizon.

Timing of events in your life is important. If I had to I would have stayed with our original plan and worked 3-5 more years but things came together nicely for us the last couple of years. Not only did we find ourselves faced with an opportunity for change but also both our children became established and independent. We decided on a travel adventure starting with Panama. How long will we be here? Well we think probably from a year to 3 but as one of our friends here says “every week I sit on my balcony overlooking the ocean and ask myself where do I want to be. For the life of me, at this time, there is nowhere else I can think I would rather be. When there is, then I will go”.

Long story short – just about anyone can ‘retire’ it just depends on what you want. You need to know and own what you want in your life, at least the big picture, and then do all you can to get there while you navigate the bumps, bruises, and adventures of life. Once you know that picture you will figure out what you need and when you can retire including the finances.

We make no bones about it, we have been truly blessed as well as having some good luck but luck is 99% preparation and it took some sacrifice and hard work. But you can make your dreams come true also if you just know what they are.

As always, comments are welcome

RB

Home for the next year – mostly pics

As of July 1st we move into our new condo. It is on what they call the Penthouse Level. It is the top floor (23rd) just below the rooftop pool, fitness center, helipad, and the social area that we have our 5-6PM happy hour pretty much each day. All this is a stairway away :). From our Condo the view is great. We see directly down a long stretch of beach that runs west to east, we can see south out to the ocean, and also northeast to the mountains. The north of Panama borders the Caribbean, but no we can not see that from here.

Most people don’t realize that Panama stretches East to West and not North to South. Most think, WAH! how can that be? You have N. America and S. America and Panama connects them so it must be North to South. Well, North America is actually a good bit further West then South America.

Panama does stretch between them to connect but it is ‘left to right’ for the connection and not ‘up and down’. Panama City is almost directly south of Buffalo, NY which shows how far East the country really is. Panama is about the land mass size of S. Carolina. Many of us have thought that if you went directly south from the USA and through Mexico and kept going due south you would run into South America. Actually due south of Mexico is Ocean and then next stop Antartica. Also Brazil and Argentina are further East then the east coast of the USA.

OK, Geography lesson is over. It is still a little weird getting our head around the directions but we will learn. For now I thought I would share some pictures of the humble abode.

A little detail
A little detail
Main floor pool that looks out to the Ocean
Main floor pool that looks out to the Ocean.
Way down yonder is our building.
Way down yonder is our building.
Pool side and ocean front social area. Covered area is called a bahia.
Pool side and ocean front social area. Covered area is called a bahia.
Roof top pool.
Roof top pool in the late afternoon sky.
Main pool looking out to Ocean
Main pool looking out to Pacific Ocean
Where are my floaties?
Where are my floaties?
A kiddie type pool below the main pool
A kiddie type pool below the main pool
Our Bahia
Our Bahia
Our place is way way up at the top.
Our place is way way up at the top.
Denise says "Time to cool off"!
Denise says “Time to cool off”!
Another roof top pool shot - different angle
Another roof top pool shot – different angle
Part of the view from our new Condo.
Part of the view from our new Condo.

As always comments are welcome and I will choose or not to publish them. Let me know if there is any topic you would like to hear about regarding our adventure. Well time to get ready for Happy Hour. It takes lots of time and energy to relax!

Adios

RB

Nude Beach in Panama

Well we found our home for the next year. We sign the lease this week. Details on the new digs will be in the next story but the big news is that our place sits right on a nude beach. I think I may need to purchase some binoculars just to verify. It seems that in this area of Panama the times our beach is nude varies. Generally it is nude Monday through Thursday especially during the off-season. Enjoy the censored pictures below but for now read on.

OK a little clarification…. when I say nude I mean devoid of not clothes but people – empty – nada. It has been pretty amazing being here. For the most part we have had the beach all to ourselves and I mean a couple miles of beach in both directions. Monday-Thursday no one is around. Friday a few people start showing up for the weekend. Saturday and Sunday generally bring out more people including families from the city.

Most mornings, preferably low tide, Denise and I hit the beach for our walk. We first decide if we go right or left and then we walk for at least 30 minutes out and back. Anyone who has ever walked with Denise knows that it is a brisk stride. In that hour plus of time we may see anywhere from 2-8 folks out. The water feels nice and warm on the feet and an occasional wave will get us a little wet. Denise has gotten real good at spotting the sea glass and special shells. Though a brisk pace, the walk is also relaxing and meditative. After the walk we generally take a dip in one of the pools and do some aqua exercises and then lay out to dry off.

Everyday is different. Each tide changes the beach. The only constants seem to be the ever rolling waves and the ultra soft sand. The local fishermen are usually out by the time of our walk and we can see them moving about. Yes it is morning and the world is just waking up but for the most part the beach is empty like this all day long. We have been told that during the dry season (Dec-April) there are more folks out and about but for now we enjoy our own private ‘nude’ beach just steps outside of our new home. If you do show up you will want to be sure to wear your suit and lots of SPF as you can be sure you don’t want to get a burn where the sun don’t normally shine!

Everyday on our beach!
Everyday on our beach!
Our morning walk
Our morning walk

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Is Panama what you expected?

I have heard this a number of times now. A couple times from those back home who have stayed in contact and also from those other ex-pats that were here before us. The other ex-pats know the answer but ask anyway? We have been here for about 2.5 semanas (weeks). To me this is way too short of time to make any kind of judgment but yes there are impressions. First of all, anyone who thinks that somewhere else is just what was expected just hasn’t done much traveling, especially to different countries/cultures.

Local market artisans
Local market artisans

So far there are things that are great and there are things that are challenging. It is a different country; of course it will be different. Different customs, expectations, foods, languages, manners, food labels, driving habits, availability to items, etc… These are negatives, yes often frustrations, but mostly are just differences that should be expected when being in a different country.

We have chosen to start our adventure in a very specific area. The Playa Coronado area was/is an area where the ‘well-off’ from the city would have second homes or come for a weekend or holiday visit to be at the beach. There are a number of great homes as well as resorts/resort condos that have sprung up offering a great attraction to non-locals as well.

View towards Gorgona
View towards Gorgona

There are some very fancy estates in this area. As we walk down the beach we see some very high-end haciendas. They are well taken care of. We also see some that appear to have once been hi-end but seem to have been abandoned or at least left alone until high season comes. There is one place that reminds me of the large house/mansion seen in the movie Jumanji after the game is well underway and vines invade the home. There is also a real big fancy estate that some have said must be owned by some Columbian Drug Lord since there is hardly anyone there and it is kept real nice. Someone told me they saw guys walking around this estate with machine guns guarding it. Well I have been watching as we walk by as well as admiring the handwork of the structure. Yesterday I actually did see someone on one of the patios that appeared to have something resembling a gun over their shoulder. Humm, yes the imagination does begin to flow. Well today I saw another person with a gun across their shoulder on a patio near the beach. They came out of the shadow and leaned on the rail. I was clearly able to see the police/security uniform and badge. Well, so much for imagination. The place must be owned by someone well to do desiring protection or maybe a politician from the city. He returned my wave and I continued on. Remember this is the low-season-everyone abandons Florida also during low-season.

The beach is great. Everyday it changes with the tides. Sand comes and sand goes. What is unique here is the make-up of the sand. Some is regular sand and some is negra (black). I mean really negra. At first it almost looks oil soaked but it is very soft fine black sand from the ancient volcanoes that once formed this area. Most of the sand is like fine sifted powder. We have very small shells we see on our beach walks. Denise even found a full sand dollar, the only one we have seen so far. She has also found some sea glass. She likes collecting some shells and glass.

Our morning walk
Our morning walk

So is it what we expected? No, never thought it would be. We really like where we are staying. We have met a number of real nice folks. Seems to be a lot of people from Canadia (hey) as well as Texas. Monday night was an impromptu pot-luck on the roof top deck with about 2 dozen folks. There is a nightly happy hour on the roof for who ever shows up. There is a Wednesday night happy hour for the ex-pats at a place called Picassos that is a 5 minute walk away. We are adjusting, trying to learn the language/culture, trying to learn how to get around without a car, trying to get good exercise, and most of all trying to be patient. Patient with each other, our selves, and those who do not hablo Ingles as it never is what you expect it to be! Wouldn’t that be boring?

These blog posts are my random thoughts and experiences. Feel free to comment/reply. Let me know if seeing this stuff is worth your time or if I should just be rambling to myself.

Adios!

First Impressions are Lasting Impressions

It is the start of day 4 at Playa Coronado, Coronado Bay, Panama. We left Florida on Memorial Day morning. We were held up in Miami as the plane had mechanical failures. The APU failed before take off. The key word is ‘before’. It was great to visit with Aunt Rita and Uncle Danny as well as being able have a number of visits with my mom. She looked great and is getting around better now than she has in a long time. Keep it up mom – I love you!

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Mom, Aunt Rita, Denise, Uncle Danny @ The Villages
Carl, Linda, Denise - Denise's parents
Carl, Linda, Denise – Denise’s parents

Denise’s folks were true saints putting up with Denise and I, OK mostly me, for a month’s stay. Thanks so much and we enjoyed visiting and the chance to acclimate to the hot weather. We arrived in Panama where we had previously decided to have a private driver pick us up vs navigating the bus or taxis on this first trip. The delay of the flight caused us to hit rush hour so we got to experience the somewhat unique driving habits of Panamanians. We had to go right through the city. It has been growing very fast for years and there still was construction/building almost everywhere we looked. We saw a lot of very modern buildings, old historical buildings, some well to do areas and some not so well to do areas. Bottom line is we made it, met with the realtor who took us to our Condo building and unit.

We have a 2 bedroom unit that has both an ocean and mountain view. The facility is top notch – 3 pools with one being on the roof top, a heliport (forgot to pack my copter), nice fitness facility, a game room, and a beautiful beach fronting the whole place.

Ocean from our condo
Ocean from our condo
Mountain view from our Condo
Mountain view from our Condo
Down the beach from our roof top pool, cloudy day.
Down the beach from our roof top pool, cloudy day.

We are about 2 miles from the main road (PanAmerican Highway) where all the banks, groceries, shopping for the area are located. Some folks have cars but there are also buses (.30 each) and Taxi’s ($2). On the first day we knew we needed to get some groceries. The condo was stocked well with most stuff we needed except food. About a ¼ mile away there is a little Mercado (market) that we got some coffee and cream. Kind of the local 7-11 but priced lower just like the big grocery store.

Mercado - 1/4 mile from Condo
Mercado – 1/4 mile from Condo

Not knowing where to get a taxi or where to pick up a bus or even ask for one, we figured we would walk the 2 miles to get some staples and get a taxi back. It was a long and warm walk but we made it. About ¼ mile left some woman pulled over and offered us a ride. We have tried to take the bus numerous times but so far each time someone has stopped and offered us a ride. The grocery is a modern 24/7 supermarket with just about everything you would need. There are actually 4 large groceries within 100 yards of each other at this intersection. One is called Machetazo and is 3 floors and is something like a super Walmart, has everything from housewares, cloths and food, etc.. except I would say it may be a step up from Walmart, at least the Walmarts we are used to. We got our initial basics and navigated the taxi and made it back to the unit just after lunch time.

One thing you find in Panama are places called Fondas, no not the Jane type. From what we can tell, a Fonda is a small, usually family run ‘restaurant’ most often on the roadside and/or out of the front of their home. We have a Fonda about 50-100 yards up the road from our building. We were told these are usually good, very low cost, and supports the locals. On this first full day, after our groceries were put away, we thought we would be ‘brave’ and try it. We walked in and there were a few tables, a counter and 3 items on the chalkboards behind the counter – Eggs, sausage, toast for breakfast or some form of chicken, rice, beans for lunch. You could also get a soup of the day, that is usually chicken, rice and some kind of broth. Today the lunch was chicken with a red sauce and the rice/beans. We were pleasantly surprised as it was not only good but a nice serving. Maybe even the better part, the full lunch for two was $7. Btw…breakfast is $3. Same price every day for what ever they post on the board. Since then we have been back for a breakfast and another lunch, very convenient for a mid-day meal. We have found that we are eating way way less with the activity and the weather. Many times a small breakfast and a mid-afternoon lunch is more than enough for the day with maybe a small snack in the evening. Last night we had pineapple that just melted in our mouths, so sweet!

'Jane' Fonda - so far my favorite.
‘Jane’ Fonda – so far my favorite.

So back to our first day and ‘brave’ lunch in the local Fonda. As we are sitting there waiting for our food a guy walks up that looks something like Jimmy Buffet (mostly bald on top, white hair on sides, shorts, flip flops and t-shirt). On his t-shirt was a big Gamecock from USC where Lisa graduated. So we were quickly talking and found he is from Charleston, SC, has been here a month, lives in our building, and just signed a long -term lease. He is here until he feels he wants to leave – kinda like us. Well Buz invited us to a daily 5ish PM happy hour poolside on the roof top with some other folks that happen to show up – BYOB. Oh did I mention that local beer is about .45-.55/can! So we have attended 2 of these in the 3 days and have met a young couple from Canada who are here for good, a couple from Texas who after a month returned to Texas this morning, a couple from Illinois, and another couple from Iforget. Fun folks.

Roof top happy hour with pool and ocean behind
Roof top happy hour with pool and ocean behind

We went to another Happy Hour at a local hang out called Picassos. Wednesday night is the usual 5PM hangout for ex-pats (that is what they call folks living in a country who are not from the country – nicer than Gringo). Met a bunch of other folks but it was a bit much for us, like drinking from a fire hose. Everyone though is more than happy to share their knowledge and experiences of being here.

We have done more shopping mostly for more groceries and a crock-pot and just to find out what is where. We are trying to get in a routine of an early morning hour walk on the beach, a short work out in the gym, then coffee and breakfast, then whatever might interest us for the day. Denise is great at the beach. When she comes across some nice shells, she is like a kid in a candy store, gathering up her delicate booty! Next week we will start looking for a long-term place but we are really liking being here, guess we will see what happens.

Well today it is now 10:40 and we have made it through sleeping in, breakfast/coffee and Denise threw some chicken and beans in the crock-pot. I guess we soon will see what today brings – what-ever day it is? Here are some more pics we hope you enjoy.

Comments and feedback are welcome – stay in touch!

Everyday on our beach!
Everyday on our beach!
How to make a beautiful place prettier
How to make a beautiful place prettier
Amazing black volcanic sand mixed with normal sand. All as soft as sifted powdered sugar.
Amazing black volcanic sand mixed with normal sand. All as soft as sifted powdered sugar.
12 is traveling with us!
12 is traveling with us!
A house down the beach from us.
A house down the beach from us.
Not lost yet – welcome to Panama
Not lost yet – welcome to Panama
It is amazing what/who you might find an a beach these days.
It is amazing what/who you might find an a beach these days.
One of our 3 pools
One of our 3 pools